If you or your business are experiencing financial hardship, filing for bankruptcy protection might be the answer to your problems. Several options are available depending on your situation. Below is a listing of bankuptcy filing options: Chapter 7- This chapter is more commonly referred to as liquidation. Under this chapter, debts are discharged and are not usually repaid to creditors

Chapter 13- This chapter allows you to reorganize your debt by paying it back over a term not to exceed 60 months. For individuals who have become delinquent on secured obligations, usually homes and/or automobiles, this may be their best option to foreclosure or repossession.

Chapter 11- This chapter is commonly used to reorganize business finances. An individual plan is proposed to reorganize companies. The plan is tailored to fit the particular needs and goals of the business involved.

Our firm can also assist you with alternative to bankruptcy. Contact us for information on loan modifications, short sales and deeds in lieu of foreclosure. Let us see how we can help you get your finances back on track!